Surplus Lines Laws and Regulations of the 50 States and U.S. Territories

Every year, Troutman Pepper Locke publishes an “Excess and Surplus Lines Laws Manual.” The ‎‎2025 edition ‎reflects the pertinent changes in the surplus lines laws and regulations of the 50 states ‎and ‎U.S. territories during the past year, including direct procurement laws, frequently asked questions, and weekly surplus lines update services. This manual is also available in PDF ‎format by ‎clicking the link below.‎

The image features the cover of the manual on the right side, which is predominantly purple with text detailing the title and co-editors John N. Emmanuel and Zachary N. Lerner. On the left side, there is a teal gradient background with bold white text that reads 2025 Excess and Surplus Lines Manual and a button below that says Download the Manual with a right-pointing arrow icon inside a white circle.